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Covid-19 Business Interruption Insurance

Business Interuption Claims

Attorneys Fighting COVID-19 Business Interruption Insurance Claim Denials

Months-long quarantines and stay-at-home orders have helped slow the spread of the coronavirus, but these rules have also impacted nearly every business in the U.S. As companies considered “non-essential” have been forced to close their doors indefinitely, many have suffered a major economic hit and are now struggling to stay afloat.

Business owners that have purchased business interruption insurance have filed claims to recoup their business losses during this difficult time. Unfortunately, many have received unfair and illegitimate denials from their insurers, who are alleging that losses during the COVID-19 pandemic are not covered.

If it happened to you, do not give up. Contact Gay Chacker & Ginsburg at (215) 567-7955 for a free, no-obligation case evaluation to find out what you can do to reverse your claim denial.

COVID-19 and Business Interruption/Loss of Business Income Insurance

Business interruption insurance protects against lost income after a company suffers from an unforeseen and tragic event such as theft or a natural disaster like lightning or a fire. Businesses with this insurance coverage can file a claim to seek reimbursement for lost business income and other expenses related to the unforeseen event.

Losses incurred during a COVID-19 stay-at-home order should qualify for business interruption insurance coverage, even if the language is not explicitly stated in a policy. Some policies do include language specifically related to civil authority, which covers losses from a government-mandated shutdown. However, some insurers have added virus exclusions following the 2003 SARS outbreak; even those companies should still cover their insureds’ losses during the COVID-19 pandemic.

For many deserving businesses, receiving compensation has not been an easy task. Insurers that deny businesses’ legitimate claims are acting in bad faith. We can help.

Getting Legal Help for Business Interruption Claim Denials

If your insurer denied your company’s business interruption claim, it’s important to not give up. The best thing to do is to speak with an experienced attorney who can explain your options for seeking compensation – even after you received a denial.

Gay Chacker & Ginsburg is offering free legal consultations to business owners whose claims have been denied despite the fact that they’ve suffered financial losses during the coronavirus pandemic. We welcome you to contact us to learn about your options. There is no obligation when you call us or fill out our online inquiry form.

You have a right to receive the insurance coverage you’ve paid for. If you have been denied, all is not lost. Our attorneys will fight if your insurance company acted in bad faith, so you can focus on the future of your business.

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