How Our Lawyers Help with GEICO Injury Claims in Pennsylvania

If you were hurt in an accident and GEICO is involved—whether it’s your insurer or the other driver’s—you’re probably wondering how the claim process works and whether you’re being treated fairly.

At Gay Chacker & Ginsburg, we’ve helped thousands of clients in Pennsylvania stand up to insurance companies—including GEICO. Here’s what to know if you’re filing a claim or negotiating a settlement after an accident involving GEICO.

What to Know About GEICO Car Accident Claims

GEICO is one of the largest auto insurers in the country — and like most insurance companies, their goal is to pay as little as possible. That means even if you’re clearly hurt and the other driver was at fault, getting a fair payout isn’t always easy.

Common GEICO claims we handle include:
– Car accidents caused by GEICO-insured drivers
– GEICO underinsured or uninsured motorist claims
– Denied or delayed payouts from GEICO
– Lowball settlement offers
– Medical bill reimbursement disputes

Should You Talk to the GEICO Adjuster?

Soon after your crash, GEICO may reach out and ask for a recorded statement. **You are not required to speak to them without a lawyer**, and doing so can hurt your claim.

GEICO adjusters are trained to:
– Ask leading questions to minimize your injuries
– Use your words against you later
– Push for quick settlements before you understand your full damages

We step in early to protect your rights, handle all communications, and fight for the full value of your claim.

GEICO’s Settlement Process: What to Expect

Here’s what typically happens with a GEICO injury claim:

1. Initial Investigation – GEICO reviews damage reports, injuries, and police reports.
2. Settlement Offer – GEICO often makes a low first offer, especially before you’ve finished medical treatment.
3. Negotiation – With a lawyer, we submit evidence of your damages (medical records, lost wages, pain and suffering) and push for a fair resolution.
4. Litigation – If GEICO refuses to settle fairly, we file a lawsuit and prepare for trial.

We’re not afraid to take your case to court if GEICO doesn’t act in good faith.

Can I Sue GEICO?

If the at-fault driver is insured by GEICO and their policy covers your damages, you can file a claim against that driver—and GEICO defends them. If GEICO insures you, you may have a claim under your uninsured or underinsured motorist coverage.

In either case, your lawyer sues the driver, not GEICO directly, but GEICO is the one who pays or defends the claim.

Real Results for Car Accident Victims

We’ve secured millions for clients injured in Pennsylvania crashes — and we know how to build a case GEICO can’t ignore.

See our recent case results: https://gayandchacker.com/personal-injury-case-results/.

Frequently Asked Questions

How long does GEICO take to settle a claim?
It depends — but if you’re not represented, GEICO may drag it out or pressure you to accept a low offer quickly. We work to resolve cases efficiently while ensuring you get what you deserve.

What if GEICO denies my claim?
We investigate the reason and, if necessary, file suit. Sometimes claims are denied unfairly, especially when there’s a dispute over fault or the severity of your injuries.

Should I accept GEICO’s first settlement offer?
Not without talking to a lawyer. The first offer is often far lower than your case is worth — especially if you haven’t finished medical treatment.

Talk to a Lawyer Before You Deal with GEICO

You only get one shot at a settlement. Don’t leave money on the table.

At Gay Chacker & Ginsburg, we’ll evaluate your GEICO claim for free and explain your options. If you hire us, we’ll handle the calls, paperwork, and negotiations — so you can focus on healing. Call 215-567-7955 or contact us to get started.