Lyft Accident Lawyer inPennsylvania
Injured While Using Lyft? Our Experienced Rideshare Accident Lawyers Are Here to Help.
Whether you were riding in a Lyft, walking across the street, or struck by a Lyft driver while in your own vehicle, being injured in a rideshare accident can leave you overwhelmed and unsure where to turn. The claims process is complicated, involving multiple insurance policies and companies that are quick to deny responsibility.
At Gay Chacker & Ginsburg, we’ve successfully represented passengers, pedestrians, and drivers injured in vehicle crashes across Pennsylvania — and we’re here to fight for you.
Lyft Accidents in Pennsylvania: What Makes Them Different?
Rideshare companies like Lyft operate differently than traditional taxi or transport companies. Lyft drivers use their personal vehicles and are considered independent contractors, not employees. This business model helps the company shift liability onto drivers making it more difficult for injured victims to get compensation.
To protect riders, Pennsylvania law now requires Lyft drivers to carry specific insurance coverage. But how and when that insurance applies depends on what the driver was doing at the time of the crash.
Understanding Lyft’s Insurance Coverage
If you’re hurt in a Lyft-related crash, the insurance coverage available depends on the driver’s status during the incident:
- Lyft App OFF – Driver Off Duty: Only the driver’s personal auto insurance applies. Lyft’s insurance is not involved.
- Lyft App ON – Driver Waiting for a Ride: Limited Lyft coverage may apply, but only after the driver’s personal insurance is used first.
- Ride Accepted – En Route or Passenger Onboard: Lyft’s full commercial policy applies, which includes up to $1 million in liability coverage.
Still, that doesn’t mean Lyft will offer a fair settlement. Insurance companies may delay, dispute, or deny claims — especially when more than one policy could apply. That’s where our experienced team comes in.
Who Can File a Lyft Accident Claim?
You may be eligible for compensation if you were:
- A passenger injured during a Lyft ride
- A pedestrian or cyclist struck by a Lyft vehicle
- A driver or passenger in another car hit by a Lyft driver
- A Lyft driver injured while driving for the platform
Compensation You May Be Entitled To
After a rideshare accident, you may be able to recover damages for:
- Emergency care, surgeries, and hospital bills
- Ongoing treatment, rehabilitation, and therapy
- Lost wages or future loss of earning ability
- Pain and suffering
- Emotional distress and loss of enjoyment of life
- Disability or permanent injuries
At Gay Chacker & Ginsburg, we work with your doctors and financial experts to calculate the full value of your losses — not just what the insurance company wants to offer.
Real Results for Passengers and Injury Victims
- $1.835 million verdict for a Philadelphia passenger injured in a side-impact crash that aggravated pre-existing back conditions
- $960,000 settlement for a driver hit by a red-light runner, requiring spinal surgery and revision
- $400,000 settlement for a cyclist struck by an SUV while riding in Philadelphia
Why You Need a Pennsylvania Lyft Accident Lawyer
Rideshare claims are different from other car accident cases. Here’s why experienced legal help matters:
- Multiple insurance policies may apply
- Each policy has exclusions and limits
- Lyft’s legal team works to protect their bottom line
- Victims often don’t know the full value of their case
- Mistakes in statements to insurers can hurt your claim
At Gay Chacker & Ginsburg, we investigate every angle, negotiate with insurers, and take cases to trial when needed. We’re known for going the distance and getting results.
What to Do After a Lyft Accident
- Get medical attention immediately: Even minor symptoms can signal serious injuries.
- Document the accident: Take photos, save rideshare receipts, and get witness names.
- Avoid speaking to insurers alone: Their job is to limit payouts. Ours is to protect you.
- Call our legal team: We’ll walk you through your rights and next steps.
Why Clients Choose Gay Chacker & Ginsburg
- 50+ years of success fighting for injury victims
- Deep experience with car, pedestrian, and rideshare accident claims
- A compassionate, bilingual legal team that puts clients first
We’ve helped injured Pennsylvanians recover what they’re owed. Let us help you, too.
Schedule a Free Consultation with a Lyft Accident Lawyer in Pennsylvania
Don’t let a confusing insurance process or corporate delay tactics cost you the compensation you deserve. Contact our experienced team at Gay Chacker & Ginsburg today. We offer free consultations and no fee unless we win.
Call now to speak with a lawyer about your injury.
